About Us

We are an advisory firm for the insurance industry covering Strategy, Digital, M&A and Risk.

Oxbow Partners was founded to provide the insurance industry with practical and effective advice harnessing our Partners’ decades of executive experience in the industry.

Our Partners advise some of the world’s leading insurers, brokers and industry associations, as well as many insurance technology start-ups.

Business leaders choose us because our deep understanding of the industry allows us to assess opportunities and threats more realistically than traditional external advisors.  Management value our experience as real-world executives to help them implement solutions.

What we do


Our strategy practice advises the senior management of insurers, brokers and other members of the general insurance value chain on a broad range of topics, harnessing our Partners’ broad range of executive and consulting experience.

For some specialist topics such as telematics and big data we work together with recognised industry experts to ensure that we consistently deliver market-leading advice.

Our Partners have extensive expertise of global specialty insurance and reinsurance markets as well as European and Asian personal lines and SME markets on both the broking and underwriting side.

Topics on which our Partners have advised include:

  • Growth and business turn-around
  • Operational optimisation, including target operating model design, performance measurement and incentives, cost and efficiency
  • Distribution
  • Underwriting effectiveness
  • Business structure, e.g. legacy portfolio strategy


Our Digital practice advises established insurance businesses on innovation and the use of the latest technology. Our advice takes clients through from opportunity to implementation. We focus on getting practical solutions into your customers’ hands at pace.

Our Partners are also active in advising technology start-ups on their insurance propositions, route to market and execution.

We have extensive experience and networks in the insurance, technology, and start-up space. This experience gives our clients the full spectrum of advice required to build and launch new digital propositions and businesses.

For established businesses our services include:

  • Market analysis and digital health check
  • Digital strategy
  • Piloting, measurement and execution

For start-ups our services include:

  • Market orientation
  • Partner access and negotiations
  • Piloting and execution


Our M&A practice supports clients on a range of activities, whether corporate M&A or bespoke insurance transactions. Our services span the full transaction lifecycle for both vendors and purchasers starting with transaction readiness and culminating in diligence processes and post-transaction work e.g. integration, separation, 100 day plans.

On the sell-side we support the transaction process for clients. We ensure our clients are optimally prepared for the transaction process, preparing materials and running the interface to our client’s corporate finance advisors, potential purchasers and their advisors. We have a strong network in the trade and private equity community and can make introductions to suitable purchasers of our clients’ businesses. On the buy-side we support strategic, operational and risk diligence processes.

Our clients recognise that the specialist support that Oxbow Partners brings to their situations can significantly raise the value of the deal.

Our Partners have deep experience of:

  • Company acquisitions and divestments
  • Business unit and client portfolio carve outs
  • Broker exits to private equity
  • Private equity acquisitions and financings
  • Insurance transactions such as ADCs, LPTs or Portfolio/Part 7 transfers


Our Risk practice supports clients to make risk management a true value contributor to their business. Our objective is to help clients create a value focused risk culture, improve the measurement of risk within their portfolio, enhance capital efficiency, leverage insightful data and enhance decision making.

Our clients value our deep knowledge and track record of successful risk management within the insurance industry, which assists in extracting real value from their risk frameworks.

Our Partners have deep, practical experience in:

  • Risk Governance
  • Risk, stress and scenario framework design
  • Risk culture and appetite definition, measurement and monitoring
  • Measurement of capital and related performance metrics through internal capital models, rating agency and regulatory formula based models
  • Capital and risk based performance and reporting
  • Understanding operational risk, creating process maps and measurement frameworks

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Here are the latest three blog posts from the Oxbow Team. View our full archive here.


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